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Understanding your ACS Student Loan
An ACS student loan is one that is serviced by Affiliated
Computer Services, Inc., a company that is known for outsourcing
technology and business solutions. Many universities use the ACS
student loan because of the company's reputation for using
technology to smooth over some of the more difficult aspects of
loan services. With an ACS student loan, students can make
payments online, instantly see the status of an account, change
personal details like name and address, and receive email
notification when payments have been processed.
A number of different financial aid programs fall under the
heading of an ACS student loan. One of the major ACS student
loan groups is the Campus Based Student Loan Program (CBSL),
which includes Federal Perkins Loans, Nursing Student Loans
(NSL), and Institutional Loan Programs, among others. Another
major group of educational loans handled by ACS is the Federal
Family Education Loan Program (FFEL), which includes the
Stafford (GSL) Loans, PLUS loans to parents of students, and loan
consolidation services . ACS also handles a group of
educational loans donated by a variety of private companies.
Other tools that might help you with your ACS student loan
include a repayment calculator, IRS guidelines about how to use
your student loans for tax relief, and a glossary of important
student loan-related terms.
All in all, an ACS student loan is one that will give the
borrower the most ease and flexibility when it comes to loan
servicing from application to repayment and consolidation. ACS
works with a number of universities across the United States,
including the University of Pittsburgh and the University of
Vermont. Even if your specific university does not offer student
loans handled by ACS, their website is a treasure trove of
helpful tools and information, and well worth a look.
About the author:
Mark Kessler's website Student Loans 411
offers a comprehensive free resource of college financial aid
for Consolidating Student Loans, Alternative Student Loans, ACS ,
Bad Credit, US Department Of Education Student Loans, including
a variety student loan articles.
Written by: Mark Kessler
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