According to eply.com, online credit card processing is becoming
much more common as consumers grow comfortable making online
purchases. This change in thinking puts pressure on event
planners to allow event participants to pay registration fees
online using their credit cards. In the end, both event planners
and participants win in terms of convenience, accuracy and
security. Here is a simplified sequence of events that take
place to process an online real time credit card processing
transaction for an event registration.
The event participant fills out the online from, enters his/her
credit card details and clicks submit. The credit card details
are sent to the gateway company for processing. The gateway
company sends the transaction details to the credit card company
that issued the card. The credit card company approves or
declines the transactions and reports back to the gateway
company. The gateway company passes this information back to the
online registration system and the event participant. If the
transaction is approved the event participant will see a webpage
confirming the transaction and will receive a receipt via email.
If it is declined the event participant can try again. The
online registration system is updated with the information from
the gateway company. Funds are transferred to a merchant account
and the then to the designated bank account
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