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Documents required for Land Purchased Loans
For approval of loan
a) Common for all applicants:
1. Allotment letter of the development authority. 2. Copy of
approved drawings of proposed purchase. 3. Agreement for
sale/sale deed from architect/engineer for the property to be
purchased. 4. If you have been in your present
employment/business or profession for less than a year, mention
details of occupation for previous 5 years, giving position
held, reasons for change and period of the same. 5. Applicable
Processing Fees.
6. Any other information regarding your repayment capacity that
is necessary and will assist the financial corporation in
assesing the case.
b) Furthermore,
For Employed Individuals:
1. Latest salary slip/salary certificate showing all deductions.
2. If your job is transferable, permanent address where
correspondence relating to the application can be mailed.
3. A letter from your employer agreeing to deduct the monthly
instalment towards repayment of the loan from your salary. This
will expedite the processing of your loan application.
For Self-Employed Individuals:
1. Balance Sheets and Profit & Loss Accounts of the
business/profession along with copies of Individual Income Tax
Returns for the last three years certified by a Chartered
Accountant.
2. A note giving information on the nature of your
business/profession, form of organisation, clients, suppliers,
etc.
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